Debt Recovery Officer
• Rate of pay: £20.08 PAYE or £26.44 Umbrella per hour• Job Type: Full-time hours (4 positions available)• Location: Wembley HA9 - Hybrid working (1-2 days per week in office)• Contract: Temporary until August 2026 with possible extension
We are seeking an experienced Debt Recovery Officer to support the effective recovery and enforcement of a range of debts. This role is key in ensuring timely collection while balancing customer circumstances with organisational objectives and compliance requirements.
Day-to-day of the role:
- Manage and recover debts including Council Tax (NEC), Sundry Debt (Oracle Advanced Collections), Parking, Housing Benefit Overpayments, Adult Social Care, and other assigned portfolios
- Take ownership of cases, negotiate payment arrangements, and progress accounts through recovery stage
- Apply a range of recovery techniques to maximise collection while maintaining a customer-focused approach
- Monitor payment arrangements, follow up on defaults, and trace absconded debtors
- Maintain accurate and detailed records of all customer interactions and account activity
- Respond to telephone, written, and electronic enquiries in a professional and timely manner
- Analyse reports and spreadsheets to track performance against targets
- Liaise with legal services, enforcement agents, and external agencies to progress recovery action
- Work with internal teams and external stakeholders to support overall debt recovery objectives
- Assist with complaints, service requests, and complex casework where required
- Ensure compliance with relevant legislation, policies, and procedures at all times
Required Skills & Qualifications:
- Knowledge of debt recovery and enforcement processes, including county and/or magistrates' court procedures
- Experience working in a debt recovery, revenues, or similar environment
- Excellent verbal and written communication and debt recovery negotiation skills Strong numerical, analytical, problem-solving, and decision-making abilities Knowledge of delivering high-quality customer service in a diverse environment
- Ability to interpret legislation and explain complex information clearly Experience handling customer enquiries, complaints, and transactions
- Ability to manage challenging situations and customers professionally
- Experience using Microsoft Office and case management systems
- Ability to manage multiple priorities and meet deadlines
- Strong understanding of equality, diversity, and customer care principles
To apply for the Debt Recovery Officer position, please submit your CV detailing your relevant experience.
